![]() ![]() You can do your own credit repair at no cost, but it can be labor-intensive and time-consuming.įirst, it’s helpful to understand what it means to pay to have bad credit report information removed.Credit repair is paying a company to contact the credit bureau and point out anything on your report that is incorrect or untrue, then asking for it to be removed. ![]() Credit reporting laws require accurate information to remain on your credit history for up to seven years.Pay for delete is an agreement with a creditor to pay all or part of an outstanding balance in exchange for that creditor removing derogatory information from your credit report. ![]()
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